Leveraging Your Legacy
You’ve worked a lifetime to build something meaningful. Now it’s time to make sure that what you leave behind creates value—not confusion. At Financial Gravity, our Legacy Services are designed to help affluent families like yours protect your lifestyle, minimize tax burdens, and ensure that your wealth is passed on with clarity, purpose, and impact.
The Power of Leverage
Most tax strategies focus on reducing today’s bill—but what if you could go further? Our leveraged planning strategies use the tax code to your advantage, turning current dollars into future, tax-free, legacy-changing wealth. Whether you’re preparing for retirement, selling a business, or wanting to support a cause that reflects your values, we help you create permanent financial influence—without sacrificing your present.
Three Core Strategies
Leveraged Roth Conversion
The Roth conversion is a known strategy—but rarely optimized. We unlock its full potential by leveraging legal structures that:
Reduce Required Minimum Distributions (RMDs)
Minimize estate taxes
Protect against rising tax rates
With smart use of enhanced benefit riders and irrevocable life insurance trusts (ILITs), we turn today’s pennies into tomorrow’s tax-free dollars—all while increasing your estate’s value instantly.
Leveraged Asset Sale
Selling a high-value asset like real estate, stock, or a business doesn’t have to mean a huge tax bill. Using tools like the 453 Rollover™ and other trust-based structures, we help you:
Defer capital gains
Maintain retirement income
Reduce overall tax exposure
You keep control, gain liquidity, and support your legacy on your own terms.
Leveraged Charitable Legacy
Charity starts at home—but it doesn’t have to end there. We help you balance family inheritance with philanthropic impact so that your wealth serves multiple generations and supports the causes you care about, without degrading your current lifestyle.
Real Strategies. Real Families. Real Results.
A Silicon Valley couple turned appreciated stock into $5M more in after-tax net worth, and left their kids $400K/year and made a massive charitable gift.
A Texas couple used a Roth conversion and life insurance to give their kids $1M tax-free—while also creating $1M for charity and protecting their lifestyle.
A California family avoided losing 36% to taxes on their home sale—rolling proceeds into a trust that grew tax-free and funded income for Texas retirement.
Let’s Design a Legacy You’re Proud Of
Your legacy should be more than a number. It should reflect your values, your story, and the responsibility you wish to pass on.
Legacy Services are available exclusively to Financial Gravity clients. If you’re ready to explore what’s possible, let’s see if we can help you achieve it—without eroding the lifestyle you’ve earned or the values you want to preserve.